What to look for in private student loans
But many families find they still need to borrow to fill in the gap. About 42% of them borrowed some money to pay for school last year, according to a survey published by lender Sallie Mae.
"There's still time to take out a loan, but you want to do it sooner rather than later," said Kalman Chany, the author of Paying for College Without Going Broke, an annually updated book from The Princeton
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